I made it with PSP: &

Supplies:

Filters / Plugins:
Graphics Plus / Cross Shadow:
MuRa's Meister / Cloud & Copies:
Filters Unlimited 2.0:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

Header:

01) File / New / 450 x 350 px / transparent

set your FGC to: light colour (#e4d2be)
and your BGC to: dark colour (#856a4d)

Effects / Plugins / MuRa's Meister / Cloud:

02) open tube: SS_1096_Misted.pspimage

Image / Resize: 65%

Edit / Copy

Edit / Paste as new layer

position as shown below:

03) open tube: Kat_0516.pspimage

Edit / Copy

Edit / Paste as new layer

position as shown below:

Layers / Arrange / Move down

Layers / Merge / Merge visible

Effects / Plugins / IC.Net Software / Filters Unlimited 2.0:
Edges/ Sqare / Square Edge 04

Edit / Copy

minimize it

04) File / New / 600 x 500 px / transparent

flood fill with this gradient:

Effects / Plugins / Graphics Plus / Cross Shadow:

Effects / Texture Effects / Mosaic - Antique:

Edit / Paste as new layer (header is still in your clipboard)

Effects / 3D Effects / Drop Shadow:
5 / 5 / 40 / 10 / black
-5 / -5 / 40 / 10 / black

05) open tube: KGblackcorner.png

Edit / Copy

Edit / Paste as new layer

position as shown below:

set blend mode of this layer to: Luminance (Legacy)

Effects / 3D Effects / Drop Shadow:
-2 / -2 / 80 / 5 / black

06) Layers / Duplicate

Image / Mirror

Layers / Merge / Merge Down

Layers / Duplicate

Image / Flip

07) activate your text tool

write your text (vector)

Layers / Convert to Raster Layer

add your watermark and name

Layers / Merge / Merge Visible

File / Export / JPEG Optimizer:
set compression value to: 20

Background:

01) File / New / 1240 x 600 px / transparent

Effects / Plugins / MuRa's Meister / Cloud:

02) open tube: HJR_AutumnLeaf001_03Nov2007.psp

Edit / Copy

Edit / Paste as new layer

position as shown below:

set opacity of this layer to: 40

Effects / Plugins / Graphics Plus / Cross Shadow:

Effects / Plugins / MuRa's Meister / Copies:

Layers / Merge / Merge Visible

Effects / Image Effects / Seamless Tiling:
default settings

03) open tube: Borte.pspimage

Edit / Copy

Edit / Paste as new layer

position right side

apply drop shadow

Layers / Duplicate

Image / Mirror

Layers / Merge / Merge Visible

File / Export / JPEG Optimizer:
set compression value to: 25