I made it with PSP: &

Supplies:

Filters / Plugins:
FM Tile Tools / Blend Emboss:
Graphics Plus / Cross Shadow:
Filters Unlimited 2.0:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 700 x 555 px / transparent

 set FGC to: #503288
and BGC to: gold pattern of your choice

flood fill with your FGC

Effects / Plugins / Graphics Plus / Cross Shadow:

02) open tube: voilage_tut86_DianeCreations.psp

Edit / Copy
close tube again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

position it as shown below:

Layers / Duplicate

Image / Mirror:

03) open tube: SS_1311_Misted.psp

Image / Resize: 45%

Edit / Copy
close tube again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

position it as shown below:

set opacity of this layer to: 36
and blend mode to: Luminance

04) open tube: paysage_142diane_creations.psp

Edit / Copy
close tube again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

position it as shown below:

Effects / Plugins /  FM Tile Tools / Blend Emboss:

05) open tube: womanence-airbus.psp

Image / Resize: 35%

Adjust / Sharpness / Sharpen

Edit / Copy
close tube again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

position it as shown below:

06) open tube: 056_silvina_vanesa_orsi_enero_2009.psp

Image / Resize: 90%

Adjust / Sharpness / Sharpen

Edit / Copy
close tube again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

position it as shown below:

Layers / Duplicate

activate layer under it

Effects / Distortion Effects / Wind:

set opacity of this layer to: 65
and blend mode to: screen

07) activate top layer again

Effects / 3D Effects / Drop Shadow:

08) open tube: kt_genie-lamp.psp

Image / Resize: 48%

Adjust / Sharpness / Sharpen

Edit / Copy
close tube again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

position it as shown below:

Effects / 3D Effects / Drop Shadow:

09) open tube: texte_tut86.psp

Edit / Copy
close tube again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

position it as shown below:

Effects / Plugins /  FM Tile Tools / Blend Emboss:

10) Image / Add borders / 2 px / colour: white

select the 2 px white border with your magic wand

flood fill selection with your gold pattern

Deselect

11) Image / Add borders / 25 px / colour: #6c45b5

select the 25 px border with your magic wand

Effects / Plugins / Graphics Plus / Cross Shadow:

Effects / Plugins / I.C.NET Software / Filters Unlimited 2.0:
Paper Texture / Structure Paper 2

Deselect

12) Image / Add borders / 2 px / colour: white

select the 2 px white border with your magic wand

flood fill selection with your gold pattern

Deselect

13) open tube: Key.psp

Image / Resize: 40%

Adjust / Sharpness / Sharpen

Edit / Copy
close tube again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

position it as shown below:

Effects / 3D Effects / Drop Shadow:

14) open tube: Joyce.psp

Edit / Copy
close tube again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

Image / Mirror

position it as shown below:

Effects / 3D Effects / Drop Shadow:

15) Layers / Duplicate

Image / Flip

Image / Mirror

add your watermark and name

File / Export / JPEG Optimizer