I made it with PSP: &

Supplies:

Filters / Plugins:
DSB Flux /  Linear Transmission:
FM Tile Tools / Blend Emboss:
Graphics Plus / Cross Shadow:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 500 x 250 px / transparent

 set your FGC to: #16482e
and your BGC to: #61af8a

flood fill with your light BGC

open the file: ao_78_mask.PspMask

minimize it back to your picture

Layers / New Mask Layer / From Image:

Layers / Merge / Merge Group

Effects / 3D Effects / Drop Shadow:
&

minimize it for now

close the file: ao_78_mask.PspMask; we don't need it anymore

02) File / New / 620 x 450 px / transparent

flood fill your picture with this gradient:

Effects / Plugins / DSB Flux /  Linear Transmission:

Effects / Edge Effects / Enhance

Effects / Plugins / FM Tile Tools / Blend Emboss:

03) activate your minimized mask picture

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

Image / Mirror

Effects / Edge Effects / Enhance

Effects / Plugins / FM Tile Tools / Blend Emboss:

 place it as shown below:

04) open the tube: dentelle.png

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

Effects / 3D Effects / Drop Shadow:
&

change the blend mode of this layer to: Luminance (Legacy)

Layers / Duplicate

Image / Flip

Layers / Merge / Merge Visible

05) open the tube: SS_603_Misted.png

Image / Resize: 60%

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

activate your eraser tool (K)

erase all outstanding areas away:

change the opacity of this layer to: 60

06) open the tube: boucle.png

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

07) open the tube: charm.png

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

Effects / 3D Effects / Drop Shadow:
&

08) open the tube: mariée.png

Image / Resize: 65%

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

Effects / 3D Effects / Drop Shadow:
&

09) Image / Add borders / 2 px / colour: black or dark FGC

Image / Add borders / 2 px / colour: white

select the white border with your magic wand

flood fill selection with your silver or gold pattern

Deselect

Image / Add borders:

select the red border with your magic wand

flood fill selection with your gradient:

Effects / Texture Effects / Blinds:
colour: black or dark FGC

Deselect

10) Image / Add borders / 1 px / symmetric: checked!!! / colour: black or dark FGC

Image / Add borders / 2 px / colour: white

select the white border with your magic wand

flood fill the selection with your silver or gold pattern

Deselect

11) Image / Add borders / 1 px / colour: black or dark FGC

Image / Add borders / 8 px / colour: white

select the white border with your magic wand

flood fill selection with your gradient:

Effects / Plugins / Graphics Plus / Cross Shadow:

Deselect

12) Image / Add borders / 1 px / colour: black or dark FGC

Image / Add borders / 2 px / colour: white

select the white border with your magic wand

flood fill the selection with your silver or gold pattern

Deselect

13) Image / Add borders / 1 px / colour: black or dark FGC

 Selections / Select all

Selections / Modify / Contract to: 15 px

Selections / Invert

Effects / 3D Effects / Inner Bevel:

Effects / 3D Effects / Drop Shadow:
&

Deselect

add your watermark and name

File / Export / JPEG Optimizer