I made it with PSP: &

Supplies:

Filters / Plugins:
Xero 4 / Fritillary:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 600 x 450 px / transparent

flood fill your picture with this FGC: #6543e1

Layers / New Raster Layer

flood fill the layer with this BGC: #e6d5ca

02) open your tube: MontiMaskStripes

minimize it

activate your picture

Layers / New Mask Layer / From Image:

Layers / Merge / Merge Group

Effects / Edge Effects / Enhance

close the minimized tube: MontiMaskStripes
we don't need it anymore
back to your picture

03) open your tube: decoration

Edit / Copy
close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

move it into the upper, right corner

Layers / Duplicate

Image / Mirror

Image / Flip

04) open your tube: la fee

Edit / Copy
close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

place it as shown below:

05) activate the layer under it

take your eraser tool and erase this area freely:

06) activate the top layer

open your tube: sphere

Edit / Copy
close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

place it as shown below:

Effects / 3D Effects / Drop Shadow:
&

07) open your tube: perle

Edit / Copy
close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

place it as shown below:

Effects / 3D Effects / Drop Shadow:

07) Layers / Duplicate (four times)

distribute all pearls as shown here:

08) activate your text tool

Font: Academy Text

write your text: La fee aux perles (the fairy with the pearls)

Effects / 3D Effects / Drop Shadow:

add your watermark and name

09) Image / Add borders / 2 px / colour: white

 Image / Add borders / 1 px / colour: #6543e1

Image / Add borders / 2 px / colour: white

Selections / Select all

Selections / Modify / Contract to: 5 px

Selections / Invert

Effects / 3D Effects / Drop Shadow:
&

Deselect

10)  Image / Add borders / 15 px / colour: black

select the black border with your magic wand

flood fill the selection with this gradient:

Effects / Plugins / Xero / Frittilary:

Effects / Edge Effects / Enhance

Effects / 3D Effects / Inner Bevel:

Deselect

Image / Add borders / 2 px / colour: white

File / Export / Jpeg Optimizer