I made it with PSP: &

Supplies:

Filters / Plugins:
Penta.com / Jeans:
CPK Designs / Stars:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 600 x 450 px / transparent

flood fill your picture with this FGC: #A8C9AC

Effects / Plugins / Penta.com / Jeans:

Effects / Edge Effects / Enhance

02) open the tube: KaraT1863e

Edit / Copy
 close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

place it as shown below:

change the opacity of this layer to: 62

Layers / Duplicate

Image / Mirror

place it as shown below:

Layers / Merge / Merge Down

Effects / Edge Effects / Enhance

Layers / Merge / Merge Visible

03) open the tube: cdb_femme112e

Edit / Copy
 close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

Image / Resize: 70% (all layers NOT checked)

place it as shown below:

Adjust / Sharpness / Sharpen

Effects / 3D Effects / Drop Shadow:

Layers / Merge / Merge Visible

04) open the tube: butterfliese

Edit / Copy
 close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

place it as shown below:

05) open the tube: butterfly_soloe

Edit / Copy
close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

Image / Rotate / Free Rotate:

place it as shown below:

Layers / Merge / Merge Down

06) open the tube: butterfly_2e

Edit / Copy
 close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

place it as shown below:

Layers / Merge / Merge Down

Effects / 3D Effects / Drop Shadow:

07) Image / Add borders / 2 px / colour: #ee9c05

activate your magic wand tool

select the yellow border

Effects / 3D Effects / Drop Shadow:
&

Deselect

08) Image / Add borders / 15 px / colour: #2c452f

activate your magic wand tool

select the green border

Effects / Texture Effects / Fine Leather:
colour: #ee9c05

Effects / Plugins / CPK Designs / Stars:

Deselect

10) Image / Add borders / 2 px / colour: #ee9c05

add your watermark and name

File / Export / JPEG Optimizer