I made it with PSP: &

Supplies:

note:
01) put the files: ©aditascreations_4.PspMask & maskcameron102.jpg into your PSP folder: Mask
02) put the file: ©aditascreations_selection_MyReflection.PspSelection into your PSP folder: Selection

Filters / Plugins:
Alien Skin / Xenofex 2.0:
Graphics Plus / Cross Shadow:
Flaming Pear / Flood:
AP 16 (Power Blend) / Distort - GridEdge:
Two Moon / Paper Fold:
Xero / Soft Vignette & SuperSmooth:
Xero XL / Porcelain:
VM Distrotion / Radiator II:
AAA Frames / Foto Frame:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 800 x 500 px / transparent

set your FGC to: #404040 (dark colour)
and your BGC to: #d5c8c7 (light colour)

flood fill your picture with this gradient:

02) Selections / Select all

open the tube : @nn_060309_photos_Sarah_tdstudio.pspimage

Edit / Copy
minimize it 
back to your selection

Edit / Paste / Paste into selection

Deselect

03) Effects / Image Effects / Seamless Tiling:

Adjust / Blur / Gaussian Blur: Radius 40

Effects / Plugins / VM Distortion / Radiator II:

04) Layers / Duplicate

put this layer invisible

activate layer under it: Raster 1

Effects / Plugins / Two Moon / Paper Fold:

05) Layers / New Raster Layer

flood fill this layer with this colour: #d9dbd3

Layers / Load/Save Mask / Load Mask From Disk:

Layers / Merge / Merge Group

Effects / 3D Effects / Drop Shadow:

06) activate top layer

make it visible again

Layers / New Raster Layer

flood fill this layer with your light colour: #d5c8c7

Layers / Load/Save Mask / Load Mask From Disk:

Layers / Merge / Merge Group

Effects / Edge Effects / Enhance

set the opacity of this layer to: 69

Layers / Merge / Merge Down

07) Image / Resize: 85% (all layers NOT checked)

Selections / Select all

Selections / Float

Selections / Defloat

Layers / New Raster Layer

flood fill selection with this colour: #404040

Selections / Modify / Contract to: 1 px

Edit / Cut

Deselect

Layers / Merge / Merge Down

Effects / 3D Effects / Drop Shadow:
colour: #5c5755

Effects / Plugins / Xero / Soft Vignette:

minimize this picture for now

08) File / New / 800 x 500 px / transparent

flood fill it with this gradient:

09) Selections / Select all

activate your minimized Tube: @nn_060309_photos_Sarah_tdstudio.pspimage

Edit / Copy
minimize it 
back to your selection

Edit / Paste / Paste into selection

Deselect

10) Effects / Image Effects / Seamless Tiling:

Adjust / Blur / Gaussian Blur: Radius 40

Effects / Plugins / AP 16 (Power Blend) / Distort - GridEdge:

Effects / Edge Effects / Enhance more

Effects / Distortion Effects / Warp:

11) open the tube: fashion-ss4d45-tube-colombe.pspimage

Edit / Copy
close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

Effects / Plugins / Xero / Porcelain:

Layers / Merge / Merge Visible

12) Effects / Plugins / AAA Frames / Foto Frame:

Image / Resize: 75%

Edit / Copy
close it again; we don't need it anymore
back to your minimized picture

Edit / Paste / Paste as new layer

you picture should look like this now:

Effects / 3D Effects / Drop Shadow:
colour: #5c5755

13) Effects / Geometric Effects / Perspective - Horizontal:

Image / Rotate / Free Rotate:

Effects / Plugins / Flaming Pear / Flood:

14) Layers / New Raster Layer

Selections / Load/Save Selection / Load Selection From Disk:

flood fill selection with your light BGC: #d5c8c7

Deselect

15) Effects / Distortion Effects / Wave:

Image / Mirror

Effects / Image Effects / Offset:

set the blend mode of this layer to: Soft Light

and the opacity to: 85

Layers / Duplicate

Image / Flip

Layers / Merge / Merge Visible

16) open the tube: @nn_090209_tube-made-by-@nn_blauweballen_tdstudio.pspimage

Image / Resize: 55%

Adjust / Hue and Saturation / Colorize:

Edit / Copy
close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new Layer

position it to the lower, right corner:

Effects / 3D Effects / Drop Shadow:

Effects / Plugins / Flaming Pear / Flood:

17) Image / Add borders / 1 px / colour: #404040

Image / Add borders / 40 px / colour: #d9dbd3

activate minimized tube again: @nn_060309_photos_Sarah_tdstudio.pspimage

Image / Resize: 53%

Edit / Copy
close it now; we don't need it anymore
back to your picture

Edit / Paste / Paste as new Layer

position it as shown below:

18) Layers / New Raster Layer

open the file: adita'screations_brush_MyReflection.PspBrush

File / Export / Custom Brush:

close the file again; we don't need it anymore
back to your picture

19) activate your paint brush tool:

apply the brush as shown below

use this colour: #f3f3f4

Effects / 3D Effects / Drop Shadow:

20) activate bottom layer: background

Effects / Plugins / Xero / SuperSmooth:

Image / Add borders / 1 px / colour: #404040

Image / Resize: width: 650 px (all layers checked)

Adjust / Sharpness / Sharpen

add your watermark and name

File / Export / JPEG Optimizer